The numbers are in and No Spend July came to an end a few days ago. What I have seemed to discover in the midst of this experiment is that....wait for it.....
WE HAVE NO MONEY.
Even in the midst of behaving myself and not spending money on Amazon, going out to eat at work, or further encouraging my latte habit, I still feel like we have been taking one step forward and eight steps back financially.
Hospital bills are killing us.
In the month of July we also both had to pay for our car plates & registration. I renewed my license.
I had people clean my house for one glorious month. That has now come to an end because we just can't afford it. I'm back to scrubbing my toilets like a normal person once more. It was nice while it lasted. I will look back and remember it fondly.
To be honest, I caved a few times. I'm just going to put that out there.
One day, I bought a chicken sandwich at Chick-fil-a. I was heading home to edit a real estate photo shoot and wanted nothing more than that sandwich. And waffle fries.
On the very last day of the challenge, we went through the Starbucks drive-thru.
I also ordered two things from Amazon but will argue that they were necessary. We ordered these for the crib because of my child's gymnastic and aerobatic abilities. We also ordered this teether because times are getting rough around here. Drooly & tough.
What are we going to do moving forward?
I probably need to start couponing again or use something like this.
Still no more Amazon. JUST SAY NO.
We are going to try and start paying our mortgage bi-weekly instead of once a month. We aren't hit so hard at the beginning of the month with a mortgage payment that pretty much empties out our bank account and we freak out until Ryan gets paid on Wednesdays. It also will help us pay off our mortgage faster in the long run.
Baby steps. Maybe I should do a no spend year?
What are some of your financial habits?
I would love to know.
What are some of your financial habits?
I would love to know.
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